July 5, 2019 in Home Loans

Buy Now Pay Later – the hidden danger potentially stopping you from owning your own home

The Buy Now Pay Later sector is winning-over the youth demographic with the promise of instant gratification, but Sarah Eifermann warns that with every sugar-high comes the risk of a corresponding low. ‘Buy Now Pay Later’ providers such as AfterPay…

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Home Loans
January 9, 2019

How to increase your borrowing capacity

Maximising the amount a lender will hand over to you isn’t about trying to take on unmanageable levels of debt. It’s a matter of taking a few simple, but smart steps that could mean the difference between toiling in that…
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Broker
January 4, 2019

When should I find a finance broker?

Saving for a home? If you haven’t met with a finance broker yet, you’re doing it wrong. Here’s why.
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Home Loans
December 23, 2018

Explainer: Comparison rates

Comparing apples with oranges doesn’t make sense. To make finding the right loan easier, and to make advertised rates as transparent as possible, we have comparison rates. What is a comparison rate? You’re looking for the best mortgage deal and…
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Refinancing
December 20, 2018

Exit costs when refinancing

Refinancing can be a great way to save money if you believe you are paying too much for your loan, but there is more to it than just finding a loan with a lower interest rate and making the change.…
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Investing
December 10, 2018

Investing interstate

When people think of buying an investment property, many only think locally. Investing in a property interstate could possibly be a smarter idea, potentially resulting in a better return on your investment. It may also be a potential way to…
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Buying PropertyHome Loans
December 5, 2018

5 things first-home buyers need to know

Before you decide to purchase your first property there are a number of things to consider, including your current personal circumstances and financial status.   1 Think about why you want to buy a home Do you want to live…
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Home Loans
November 26, 2018

How to buy a house when you have a HECS or HELP debt

Paying off your education is no reason to put off buying property. You can remember it now: sitting in a chair at the back of the lecture theatre, chatting to your friends and ignoring the debt that each day at…
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Broker
November 23, 2018

Finance Broker or Bank?

When you’re looking for a home loan, you could go to a finance broker or to a bank. While a bank will only offer you its own products, a finance broker is an industry expert who will take the guesswork…
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Home LoansInvesting
November 23, 2018

How to invest on a low income

While you may not need a six-figure salary to invest in property, those who earn a relatively low income will require a little more creative thinking to start a portfolio. Here are some tips to help you get started. Find…
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Buying PropertyHome Loans
November 6, 2018

Explainer: Home loan pre-approval

For those getting ready to stride into the world of home ownership, the uncertainties of pre-approval can cast a shadow of doubt over an otherwise exciting time. When is it necessary? How long does it last? And what does it…
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Business Loan
October 29, 2018

A preparation checklist for a business loan

Applying for a business loan is a completely different process to that of a home loan application. To ensure you don’t lose your way, we’ve set out a clear path for you to follow.    Speak to an experience broker…
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Home Loans
October 21, 2018

Explainer: Construction loans

If you are thinking of building your own home, you will need to be familiar with the ins and outs of construction loans. Construction loans are just not as straightforward as simple home loans. There are additional decisions to be…
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