Info Hub

Home Loans

Buy Now Pay Later – the hidden danger potentially stopping you from owning your own home

Home Loans

Is one phone call really all it takes to secure lower interest rates?

Home Loans

How to pay off your home loan faster

July 5, 2019 in Home Loans

Buy Now Pay Later – the hidden danger potentially stopping you from owning your own home

The Buy Now Pay Later sector is winning-over the youth demographic with the promise of instant gratification, but Sarah Eifermann warns that with every sugar-high comes the risk of a corresponding low. ‘Buy Now Pay Later’ providers such as AfterPay…

Read More
Pepebucks Agency 0
0
560614 PKSSH1 628
Investing
April 12, 2019

Explainer: Rental Yield

Rental yield – essentially the rate of rental income returned against the costs of an investment property is a great indicator of a property’s investment potential. But you need to keep things in perspective when you factor it into your…
Read More
Pepebucks Agency 0
0
413
Refinancing
April 4, 2019

When is the best time to refinance your home loan?

As a homeowner with a mortgage, chances are you’ve heard of the term 'refinancing'. Refinancing involves reviewing your current mortgage, and potentially swapping your loan to another lender who can better meet your current needs, wants and circumstances. Refinancing can…
Read More
SFE Loans 0
0
224
Home Loans
March 18, 2019

What type of loan is right for you?

The array of mortgages available helps SFE Loans to tailor a package to suit your needs. Here are just some of the options. Fixed-rate mortgages With a fixed-rate loan, you know exactly how much you’ll pay per fortnight or month…
Read More
Pepebucks Agency 0
0
33696
Buying Property
March 14, 2019

Who are the different parties involved in purchasing property?

Purchasing a property is a thrilling yet nerve-wracking experience, which is why it can be handy to surround yourself with a network of support and expertise. Here are the different parties who may be involved in your home-buying process and…
Read More
SFE Loans 0
0
2276
Selling Property
March 7, 2019

Bridging loan or deposit bond?

When selling one property and purchasing another, the funds from the sale may not be available in time to use for the purchase deposit. There are typically two options in this scenario: a bridging loan and a deposit bond. Bridging…
Read More
SFE Loans 0
0
363
Investing
February 25, 2019

Rules of investment

When you’re trying to secure finance for an investment property, it’s important to keep a few simple rules in mind to make sure you get the best deal possible and will be able to afford the repayments, come what may.…
Read More
SFE Loans 0
0
560678 PKSSRF 91 1
Home Loans
February 21, 2019

Five simple ways to increase loan repayments

Paying off a mortgage can seem relentless – every payment counts of course, but it can seem to be taking forever to make a dent. Here are some simple ways you can increase the amount you pay off and own…
Read More
SFE Loans 0
0
409888 PD1RK2 36 copy
Home Loans
February 14, 2019

When was your last home loan health check?

Circumstances can change, leaving your home loan less suitable than it was originally. If you find yourself in this situation - don’t stress! A home loan health check with SFE Loans can reveal if you’re paying too much! What’s involved?…
Read More
SFE Loans 0
0
381 1 e1555978301787
Broker
February 6, 2019

4 differences between a broker and a bank lender

It’s easy to walk into the local bank and talk to a lender, or apply online for a home loan, but it may not always be the right option. 1. Choice When you’re buying a house, do you go to one…
Read More
Pepebucks Agency 0
0
179
Investing
January 29, 2019

Explainer: Capital gains tax

If you buy and sell an investment property, you may be required to pay capital gains tax (CGT) on that sale. It’s important to understanding this tax when buying or selling a home. What is CGT? This is a tax…
Read More
Pepebucks Agency 0
0
288777 P6NYR5 633
Refinancing
January 24, 2019

Should you refinance for a better deal?

Refinancing a loan can take advantage of lower interest rates to bring down the overall cost of servicing a loan. But it’s not always the best, or the only, option. There are many different factors borrowers need to consider when…
Read More
Pepebucks Agency 0
0
12538
Buying Property
January 13, 2019

What documents do you need to apply for a loan?

Applying for a loan is a very big step, and it’s not always straightforward. To help make it simple, here is a handy list of the documents you are likely to need when you meet with SFE Loans. You are…
Read More