July 5, 2019 in Home Loans

Buy Now Pay Later – the hidden danger potentially stopping you from owning your own home

The Buy Now Pay Later sector is winning-over the youth demographic with the promise of instant gratification, but Sarah Eifermann warns that with every sugar-high comes the risk of a corresponding low. ‘Buy Now Pay Later’ providers such as AfterPay…

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Miniature shopping cart filled with bags and boxes with laptop in the background
Home Loans
July 5, 2019

Buy Now Pay Later – the hidden danger potentially stopping you from owning your own home

The Buy Now Pay Later sector is winning-over the youth demographic with the promise of instant gratification, but Sarah Eifermann warns that with every sugar-high comes the risk of a corresponding low. ‘Buy Now Pay Later’ providers such as AfterPay…
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smartphone
Home Loans
June 27, 2019

Is one phone call really all it takes to secure lower interest rates?

With official interest rates trending downward, shrewd mortgage holders may take the opportunity to call their lender to ask for a better deal. But when even a small interest rate reduction means potential savings of thousands of dollars, is a…
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Family spending time together in their home
Home Loans
June 25, 2019

How to pay off your home loan faster

Reducing the life of your loan isn’t difficult; there are many simple things you can do to cut years off your mortgage. Here are some tips that will help you pay off your mortgage sooner. Small extra repayments One of…
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Family inspecting property
Buying Property
June 19, 2019

How to avoid paying too much for a home

Knowing what a property is worth is central to avoiding paying too much for it. Set a benchmark Comparing nearby properties that have sold recently is the best way to assess an acceptable price for the property you are looking…
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Home loan contract
Home Loans
June 11, 2019

How do I know I’m getting a good deal from my lender?

With so many products offered by various lenders, it can be quite perplexing trying to figure out whether or not you’ve scored yourself a good deal on your home loan. While doing your research and comparing what’s out there in…
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Avoid home loans fees and an empty wallet
Home Loans
June 2, 2019

How to avoid extra home loan fees

Exit and early termination fees can put the brakes on plans to sell, to refinance, and to renovate or purchase an investment property. Here’s how to avoid them from the start. Fees charged for the early repayment of variable-rate loans…
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selling house
Selling Property
May 22, 2019

Selling your home? Here are the first steps to take

There is more to selling your home than putting up a ‘For Sale’ sign on your front lawn. Here are the first things you should check off your list to help you get the largest return from your investment, and…
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extended family sitting on couch
Home Loans
May 18, 2019

Is a family guarantee right for you?

Entering the property market is no easy feat for a first homebuyer, but even parents who aren’t prepared to hand over cash for a deposit may help by being a guarantor on a loan. Before taking the plunge however, it’s…
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business man with empty wallet
Business Finance
May 8, 2019

How can I secure cash for my business fast?

Small business owners know all too well that the unpredictable nature of the industry can sometimes mean that quick access to cash flow is needed. MFAA Accredited Broker Sarah Eifermann, of SFE Loans presents some of the options available to…
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Inside a tiny house
Buying Property
May 4, 2019

Tiny houses- Why they are becoming a popular option

It’s easy to understand why we look for the largest, most prestigious properties we can afford – we are constantly urged to define our success by our possessions: bigger, better, newer, faster, shinier. A relatively recent counter-movement, however, urges lower…
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Investing
April 23, 2019

Rentvesting – enter the property market without sacrificing your current lifestyle

As property prices continue to rise, purchasing in a centrally-located or sought-after area is out of reach for the average working millennial. Instead, many are opting to rent rather than buy as it means not having to compromise their inner…
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451577 PEZYLR 93
Saving
April 14, 2019

Top ways to cut your expenses and increase your savings

Is the key to saving a home deposit as simple as giving up smashed avo toast for breakfast? Well not quite, but spending less does make a difference. On top of a budget, a savings plan and strategies such as…
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