August 16, 2018 in Buying Property

What to look for at an open house inspection

There’s an old saying that you should never judge a book by its cover, and this is true for houses – after all, who would buy one having never seen more than the front door? Open inspections are opportunities to…

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Buying Property
August 16, 2018

What to look for at an open house inspection

There’s an old saying that you should never judge a book by its cover, and this is true for houses – after all, who would buy one having never seen more than the front door? Open inspections are opportunities to…
Read More
Buying PropertyHome Loans
August 6, 2018

Applying for a loan? Don’t just pay off the credit cards

It seems like a no brainer, right? You are buying a home, so you’ll pay off your credit cards to reduce your debt, but keep them active so you can buy some furniture or deal with emergencies even when you…
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Buying Property
July 25, 2018

Stamp duty explained

Stamp duty is a charge which is applied by state governments in Australia on transactions relating to the transfer of land or property. It is paid upfront and needs to be budgeted for in addition to your loan deposit. The…
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Saving
July 15, 2018

What counts as genuine savings in a loan application?

If you apply for a home loan, particularly if the loan is for more than 80 percent of a property’s value, you’ll more than likely have to prove to lenders that you have a satisfactory amount of savings. This is…
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Buying PropertyHomeHome Loans
July 10, 2018

How to decode a property advertisement

Real Estate Agents are many things to many people, but their first and foremost role to the vendor and obtaining a sale. This means they’re committed to focusing on a property’s finest features, sometimes using optimistic descriptions that don’t always…
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Buying PropertyHome Loans
July 5, 2018

First meeting with a broker

If you’re looking for a home loan but are inexperienced with finance brokers, attending your first appointment with SFE Loans can be a nervous experience. Getting a home loan, after all, can be quite complex for a first-timer. There are…
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Buying PropertyHome Loans
June 28, 2018

What comes first: the property or the loan?

It’s easy to get carried away with the fun part of buying a property – looking at houses – but delaying the less compelling task of arranging finance will weaken your negotiating position on both the property and the loan.…
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Buying PropertyHome Loans
June 26, 2018

What is the best time of year to buy a house?

While spring is renowned as the time that sellers dust off their properties and place them on the market, this doesn’t mean it is necessarily the best time for buyers to go shopping.   One of the biggest issues with…
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Business FinanceBusiness Loan
June 24, 2018

How to choose the right business loan

From time to time, a business needs a cash injection. With so many lenders offering a dizzying array of products, it can be difficult to know what to choose. There are plenty of different types of business finance, but before…
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Buying PropertyHome Loans
June 24, 2018

How to buy a home when you’re self-employed

Self-employed borrowers often come up against the challenge of not being able to present a raft of payslips and tax returns to back up their loan applications. But this need not stop you buying your dream home.   Many lenders…
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batch documents
Home Loans
May 30, 2018

Why does my broker ask for so much documentation?

No one likes paperwork; however, providing your broker with the right documentation will save you time and money. What information will your broker ask you to provide? When you ask to enlist the services of SFE Loans, they will probably…
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