February 14, 2019 in Home Loans

When was your last home loan health check?

Circumstances can change, leaving your home loan less suitable than it was originally. If you find yourself in this situation – don’t stress! A home loan health check with SFE Loans can reveal if you’re paying too much! What’s involved?…

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Home Loans
February 14, 2019

When was your last home loan health check?

Circumstances can change, leaving your home loan less suitable than it was originally. If you find yourself in this situation - don’t stress! A home loan health check with SFE Loans can reveal if you’re paying too much! What’s involved?…
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Broker
February 6, 2019

4 differences between a broker and a bank lender

It’s easy to walk into the local bank and talk to a lender, or apply online for a home loan, but it may not always be the right option. 1. Choice When you’re buying a house, do you go to one…
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Investing
January 29, 2019

Explainer: Capital gains tax

If you buy and sell an investment property, you may be required to pay capital gains tax (CGT) on that sale. It’s important to understanding this tax when buying or selling a home. What is CGT? This is a tax…
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Refinancing
January 24, 2019

Should you refinance for a better deal?

Refinancing a loan can take advantage of lower interest rates to bring down the overall cost of servicing a loan. But it’s not always the best, or the only, option. There are many different factors borrowers need to consider when…
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Buying Property
January 13, 2019

What documents do you need to apply for a loan?

Applying for a loan is a very big step, and it’s not always straightforward. To help make it simple, here is a handy list of the documents you are likely to need when you meet with SFE Loans. You are…
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Home Loans
January 9, 2019

How to increase your borrowing capacity

Maximising the amount a lender will hand over to you isn’t about trying to take on unmanageable levels of debt. It’s a matter of taking a few simple, but smart steps that could mean the difference between toiling in that…
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Broker
January 4, 2019

When should I find a finance broker?

Saving for a home? If you haven’t met with a finance broker yet, you’re doing it wrong. Here’s why.
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Home Loans
December 23, 2018

Explainer: Comparison rates

Comparing apples with oranges doesn’t make sense. To make finding the right loan easier, and to make advertised rates as transparent as possible, we have comparison rates. What is a comparison rate? You’re looking for the best mortgage deal and…
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Refinancing
December 20, 2018

Exit costs when refinancing

Refinancing can be a great way to save money if you believe you are paying too much for your loan, but there is more to it than just finding a loan with a lower interest rate and making the change.…
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Investing
December 10, 2018

Investing interstate

When people think of buying an investment property, many only think locally. Investing in a property interstate could possibly be a smarter idea, potentially resulting in a better return on your investment. It may also be a potential way to…
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Buying PropertyHome Loans
December 5, 2018

5 things first-home buyers need to know

Before you decide to purchase your first property there are a number of things to consider, including your current personal circumstances and financial status.   1 Think about why you want to buy a home Do you want to live…
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Home Loans
November 26, 2018

How to buy a house when you have a HECS or HELP debt

Paying off your education is no reason to put off buying property. You can remember it now: sitting in a chair at the back of the lecture theatre, chatting to your friends and ignoring the debt that each day at…
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