SFE LOans

Finance for commercial property investors and business owners who want clarity, strategy and control, not sales noise.

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About SFE LOANS

With some things in life, you can wing it. Give it a whirl. Fly by the seat of your pants!

But, when you’re making complex financial decisions, winging it just ain’t wise.

At SFE Loans, we specialise in providing clear advice on those money matters that are too important to just muddle through. With a straight-shooting, plain-speaking approach, we cut out the crap, cancel out the noise, and boil it all down to the basics, bringing you the facts you need to make informed decisions about your own financial future.

Whether you’re in the market for a mortgage, setting up a small business or getting savvy about self-managed super fund lending, a little guidance can go a long way. SFE Loans educates and empowers people who want to make sure they’re making the right moves with their money, whatever their circumstances.

Want to get clear about your cash? Wise with your wealth? Master your money situation?

Book in for a chat with one of our consultants, and prepare to be enlightened.

"Sarah was extremely efficient, professional and kept us in the loop throughout the whole process. We knew we were in good hands from day one, making it stress free for us. We recommend Sarah's services with pleasure and confidence! Thank you Sarah!"

-- Matty Brown

As we all know, trying to deal with banks/lenders can be a very stressful and time consuming. Sarah makes this process a breeze. Being self employed, we thought it was always going to be a tricky process but with Sarah's experience and wealth of knowledge in the industry this was not a factor at all.

-- Cat Carlyon

"Without Sarah, my partner and I would be lost. She has gone above and beyond in helping us organise our finances and preapproval for us to buy our first home. Ready to give advice whenever - i mean whenever - it's needed, explains everything clearly (and patiently!!) and gives real world answers and scenarios. She is such an amazing loan specialist (and person) that I'm going to recommend to anyone that will listen."

-- Lee Dalgleish

"Sarah was extremely efficient, professional and kept us in the loop throughout the whole process. We knew we were in good hands from day one, making it stress free for us. We recommend Sarah's services with pleasure and confidence! Thank you Sarah!"

-- Emma Lucy

Sarah did an amazing job helping us to refinance our property, despite it being the Christmas/ New Year period! She is very responsive and made the tedious task of paperwork and dealing with banks bearable. We also appreciate the follow up after the loan had settled to make sure everything was okay.

-- Lucy Nguyen

Sarah has helped us buy our dream home and also hold onto our investment. I can't thank her enough for all the hard work she did for us to get our finances approved. She is always accessible and always happy to go the extra mile to get the job done. She is a great person and fantastic at her job. I have no hesitation in recommending her. Keep up the good work Sarah and thank you again!!

-- Ben Harps

Sarah of SFE Loans has been absolutely amazing in assisting us with debt colsolidation to free up cash flow and save us $1000's of dollars a year. We are so grateful to Sarah for all her hard work, she did not stop until the job was done and is now assisting us in making better plans for the future. We say a BIG THANK YOU from our whole family as we move into the future with the right company by our side"

-- Kelly-Anne Petersen

"Sarah has been in my corner batting for my family for over 10 years. Sarah is straightforward, honest and works to ensure that she gets the best possible deal. She provides sound advice and strategies backed by a wealth of knowledge. Highly recommended if you want honest, no-nonsense advice. Thank you to the team at SFE Loans."

-- George Doukas

"I really appreciated the down to earth, knowledgeable advice I received from Sarah. She gave me options that were practical and addressed my main areas of concern. She's a straight shooter and won't waste your time. Her extensive experience in the finance sector gives her a broad overview and a common sense approach to the complicated maze that I was struggling with. I highly recommend SFE Loans and would definitely use them again.

-- Cacey Blackburn

Sarah is so incredibly helpful and goes above and beyond to make sure the loan process is as smooth as possible. We have now made two large business purchases with her help and we couldn’t be happier with her service.

-- Emma Lucy

Sarah from SFE Loans is a fantastic Mortgage Broker. This is the second time Sarah has produced amazing results for us. She has worked tirelessly and gone above and beyond to enable us to purchase our investment property. She is thorough and smart, and has even worked late into the evening for us answering our phone calls and emails. We highly recommend Sarah and SFE Loans.

-- Lisa Brown

Wow where to start, the knowledge that Sarah has about business and finances is nothing but incredible. The advice and planning strategies she provides has helped me and my business get to the next level. She is always straight to the point and realistic about the next step.She is never a phone call or email away.Amazing team to deal with and I highly recommend using Sarah and her team to help anyone in their business or financial needs.I couldn’t have done it without her.

-- Sarah Clarke

The SFE Loans difference is in the detail. We like details – they’re important. We leave no stone unturned in our quest to find the right loan for you.

Business Loans

Invest for success.

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Commercial Loans

Get clued up about commercial loans.

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Asset & Equipment Finance

Get going with the tools of your trade.

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SMSF Loans

Get canny about your capital.

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Home & Investment Loans

Home loans without the hassle.

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Investment Loans

Make your money work for you.

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Learn How to Master Your Money

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Have you ever dreamed of buying something for yourself, but saving that amount of money seemed impossible? Or maybe you just wish you had more confidence and control over your finances?

SFE Loans head honcho Sarah Eifermann has created an online Streetwise Money course that teaches you how to budget, track and smash your money goals – check it out! (Use coupon code SFELOANS at checkout for 20% discount)

Finance For Tradies

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Whether you’re a tradie with a new ABN or have run your own business for many years, quick and easy business finance is important for business growth.

As an experienced finance provider in Melbourne for over 15 years, SFE Loans can help you secure the best loan and rate within a structure that suits your business and life.

Sarah started SFE Loans to spread her own brand of no-nonsense mortgage and lending wisdom through her hometown of Melbourne, dispelling the myth that brokers are all spin and no substance.

Find out more about Sarah
How we operate
1

First, we have a chat about you.

Whilst we’re happy to talk about your favourite TV shows, we’re also interested in your money matters. We help you clarify your goals, and identify what sort of loan conditions are the right fit for you and your circumstances.

2

Then, we do the legwork

We analyse all the available loan packages. We negotiate with lenders, advocate on your behalf and then come to the table with a solid shortlist.

3

You make the final call

Once we have a shortlist, you make the final decision on which lender to go with.

SERVICES

Home Loans

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The SFE Loans difference is in the detail. We like details – they’re important.We leave no stone unturned in our quest to find the right loan for you.

SERVICES

Business Finance

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Whether you need short-term finance to manage cash flow, or long term finance to help your business grow, we’ll find the right arrangement for you.

Business advisory

Helix Planning

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Helping businesses plan & prosper by supporting the people and streamlining systems. Helix Planning offers a holistic approach to business coaching and advisory services.

Info Hub Articles

Commercial Lending Insights for Investors and Business Owners. With several decades experience in business finance, commercial property investing & lending structures and home loans we have the information you need to make smarter decisions.